Health Insurance

Playlab gives you the opportunity to work in Thailand long-term without the strain of paying for private insurance each month. As an Employer of Record (EOR), we provide you with a Business Visa and Work Permit to live and work in Thailand legally. Along with this, you will receive a Thailand Social Security card which gives you coverage for illnesses, regular doctor visits, and preventative treatments through government hospitals

What is Healthcare Like Under Thai Social Security?

Many ex-pats living and working in Thailand find that their personal health insurance coverage is more than sufficient for the needs they have, especially in cases of emergencies. You will choose a “local” hospital during the application process. At this hospital, all you need to do is provide your Thai Social Security Number and passport and you will be treated free of charge for anything that is seen as “medically necessary” by doctors, including any pre-existing conditions.

If you are at another government hospital, you will be required to pay cash upfront and will be reimbursed later. Our HR department will help facilitate this on your behalf.

Hospitals that serve social security patients, unfortunately, do have waiting periods than can be long and the doctors you get you do not get to choose. You’ll need to visit a general practitioner first, who will then refer you for treatment by a specialist if required. In most cases, however, you are in and out within a few hours without needing to pay for anything.

What is Included:

Injury or Sickness

Benefits for non-occupational injury or sicknesses include:

• Medical examination and diagnosis expenses
• Health promotion and disease prevention expenses
• Medical treatment expenses and rehabilitation expenses
• Expenses for admission to and treatment in medical establishments
• Medicine and medical supplies expenses
• Cost of ambulance services or transportation for patients
• Expenses paid as preliminary aids to an insured person in the case where the insured person has been damaged from medical services
• Other necessary expenses

Annual Health Check-Up:

• Ear examination (Finger Rub Test); over 15 years old; once a year
• Breast examination;
  •   30-39 years old; every 3 years
•     40-54 years old; once a year
  •   55 years old and above; as needed
• Eye examination; 
  •    40-54 years old; single time
  •    55 years old and above; once every 1 to 2 years
• Visual acuity testing (Snellen Art Chart); 55 years old and above; once a year
• Complete blood count (CBC);
  •   18-54 years old; single time
  • 55-70 years old; once a year
• Urinalysis urine test (UA); 55 years and above; once a year
• Fasting blood sugar test (FBS); 
  • 35-54 years old; every 3 years
  • 55 years old and above; once a year
• Creatinine blood test (CR); 55 years old and above; once a year
• Cholesterol test (Total and HDL Cholesterol); over 20 years old; every 3 years
• Hepatitis B surface antigen (HBsAg); those born before 1992, single time
• Cervical cancer screening (Pap Smear Test);
  •    30-54 years old; every 3 years
  •    55 years old and above; as needed
• Cervical cancer screening (VIA: visual inspection with acetic acid)
  •    30-54 years old; every 5 years
  •    55 years old and above; Pap Smear Test recommended
• Fecal occult blood test (FOBT); 50 years old and above; once a year
• Chest X-ray; over 15 years old; single time

Dental

For Dental care, you get 900 thb per year for general checkups, cleaning, and extractions if required. Dentists that work with Social Security can deduct this price directly. If they do not, you will need to pay cash upfront and reimburse later.

Maternity Benefits

Maternity benefits include:

• Medical examination and prenatal care expenses
• Medical treatment expenses
• Medicine and medical supplies expenses
• Child delivery expenses
• Expenses for admission to and treatment in medical establishments
• Nursery care and treatment expenses
• Cost of ambulance services or transportation for the patient
• Other necessary expenses

Private Health Care Options

If you are looking for more comprehensive health and the ability to take advantage of Thailand’s great international private hospitals, it is recommended that you opt-in for Private Expat Health Insurance.

At Playlab, we can assist in connecting you with our partners at Rabbit Care, Thailand’s leading health insurance broker. With Rabbit Care you will be provided unbiased quotations from the leading international insurance providers, work with English-speaking consultants, receive detailed breakdown and comparisons and be set up with an installment plan that meets your financial needs.

Learn more at Rabbit Care